On Long Island, one out of every 10 home loan borrowers was at least 90 days behind or in the foreclosure process in June, according to the latest breakdown from CoreLogic, a leading real estate data provider. The delinquency-foreclosure rate has been hovering at or slightly under 10 percent all this year, but June’s 10.03 percent was up from a year ago, when it was 7.12 percent, the firm said.

Across New York state, the latest numbers from the Mortgage Bankers Association show the delinquency rate – people who are at least one month behind but not in foreclosure – going down from the first quarter, while the foreclosure rate rose. The delinquency rate in the second quarter was 8.8 percent, a dip from the first quarter’s 8.9 percent, data show. Almost 4.6 percent of borrowers were in the foreclosure process, up from 4.3 percent in the first quarter, the trade group said.

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In New York state, almost 13.4 percent of home loan borrowers were at least one payment behind or in the foreclosure stage during the second quarter, the Mortgage Bankers Association said. That’s up from 13.2 percent in the first quarter, data show.

The mortgage bankers' report covers 44.5 million loans on one- to-four-family residential properties, including more than 2 million loans in New York state. That's about 85 percent of first-place mortgages.

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