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In a crunch, LIers using credit cards less

Americans are using their credit cards less, and Howard Kravitz thinks he knows why. People want more control in this economic environment, the Huntington resident said Monday.

"I don't want to have outstanding balances on my cards," Kravitz said, "because if I need credit for a major purchase, I don't want to be overextended."

Like Kravitz, more Americans are keeping plastic in their...

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