ACCOUNTING

Nancy A. Marinas, a certified public accountant from Lynbrook, has been promoted to principal at Janover in Garden City. She previously served as a senior manager.

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BANKING

Danielle Kraft of Commack has joined DE Capital, a division of the Federal Savings Bank, as a mortgage banker in Babylon. She was a mortgage loan officer at Bethpage Federal Credit Union in Bethpage.

Christie Pennino of Huntington Bay has joined Wells Fargo Home Mortgage in Melville as a mortgage loan officer. She was a home lending specialist at Citibank in Greenlawn.

Saul J. Waxman of East Hills has joined TD Bank as vice president, small-business relationship manager in commercial lending in Brooklyn. He also serves as an adjunct instructor at Hofstra University's Zarb School of Business in Hempstead. He was a principal at Copper Beech Funding in Manhattan.