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Where has all the money gone?

Trillions in stock market value --gone. Trillions in retirement savings -- gone. A huge chunk of the moneyyou paid for your house, the money you're saving for college, the moneyyour boss needs to make payroll -- gone, gone, gone.

Whether you're a stock broker or Joe Six-Pack, if you have a 401(k),a mutual fund or a college savings plan, tumbling stock markets andsagging home prices mean you've...

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