10 co-ops under $300,000

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Co-op owners usually don’t have much need for a lawn mower, a snow shovel or tools. One of the main benefits of purchasing a co-op is that maintenance — from landscaping to snow removal to a leaky roof — is usually covered under monthly maintenance fees, which generally also include taxes. Some co-op owners even have access to a pool that they won’t have to vacuum and a gym that won’t require a membership fee. Owners are usually subject to a stringent approval process, mainly to ensure financial security and upkeep. In addition to the perks, maintenance-free peace of mind and financially stable neighbors, co-ops also generally come with a lower price tag than most single-family homes.

CO-OPS VS. CONDOS
Co-op owners buy a share in the corporation that owns the development and are then leased a particular unit. Thus, in many cases, co-op owners are commonly referred to as shareholders, or even tenants. Taxes are generally included in the maintenance charges. Condo buyers, on the other hand, own, outright, the units they live in, plus a share of the development’s common areas.
In order to purchase a co-op, prospective buyers must meet financial criteria and be approved by a board or committee usually comprised of co-op owners within the development. The screening process to buy a condo is generally less stringent.
Co-op owners generally must abide by more strict set of rules than condo owners, particularly in regard to renovations and renting out their apartments, which in some cases is forbidden. Co-ops generally command a higher down payment than condos.

Here are 10 co-ops on the market for less than $300,000.

Wheatley Heights: $135,000

This Wheatley Heights co-op, listed for $135,000, offers
(Credit: Tysons Real Estate Co./Russell Pratt)

This corner unit in the Wheatley Gardens complex has one bedroom and one bathroom. The complex is within the Half Hollow Hills School District. The monthly maintenance fee is $700. Karlene Tyson, Tysons Real Estate, 631-253-2952.

This Wheatley Heights co-op, listed for $135,000, offers
(Credit: Tysons Real Estate Co./Russell Pratt)

This corner unit in the Wheatley Gardens complex has one bedroom and one bathroom. The complex is within the Half Hollow Hills School District. The monthly maintenance fee is $700. Karlene Tyson, Tysons Real Estate, 631-253-2952.

This Wheatley Heights co-op, listed for $135,000, offers
(Credit: Tysons Real Estate Co./Russell Pratt)

The eat-in kitchen features new appliances and a stackable washer and dryer.  There’s also a dining room in the unit, which has central air-conditioning.

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Long Beach: $299,000

This Long Beach co-op, listed for $299,000, offers
(Credit: Beach West Realty Corp.)

This one-bedroom, one-bathroom unit is situated on the top floor of the seven-story Sherwood House development. The development includes an inground pool, gym, bike room, a laundry area on each floor and a party room. Maintenance fees, which include heat and gas, are $1,069. Phyllis Katzen, Beach West Realty Corp., 516-456-9362. 

 

This Long Beach co-op, listed for $299,000, offers
(Credit: Beach West Realty Corp.)

Hardwood floors run through the living room-dining room combination.  The terrace in the unit offers city views. The complex is steps from the beach.

 

This Long Beach co-op, listed for $299,000, offers
(Credit: Beach West Realty Corp.)

The eat-in kitchen offers stainless steel appliances and stone floors. 

Port Jefferson: $164,900

This Port Jefferson Station co-op, on the market
(Credit: Century 21 Crown Homes)

This co-op, in the gated Stony Hollow development, offers three bedrooms and two bathrooms. The development is within walking distance of Ward Melville High School. Cable, heat and water are included in the monthly maintenance fee of $918. Lisa Urcuiolio, Century 21 Crown Homes, 631-513-8937.

 

 

 

This Port Jefferson Station co-op, on the market
(Credit: Century 21 Crown Homes)

The second-floor unit includes a living room, dining room and a master bedroom with a wall-to-wall closet and a full bathroom.

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This Port Jefferson Station co-op, on the market
(Credit: Century 21 Crown Homes)

The dining area leads to a galley kitchen. The development also features an inground pool, barbecue area, basketball courts, playground, laundry facility and open parking around the community.

Roslyn Heights: $255,000

This Roslyn Heights co-op, listed for $255,000, offers
(Credit: Daniel Gale Sotheby's Int'l. Realty)

This Roslyn co-op, at the Roslyn Gardens development, has two bedrooms and one bathroom. The co-op is just 0.2 miles down the street from the Roslyn Long Island Rail Road station. Maintenance fees, which include heat and water are $967 per month. Jillian Mays, Daniel Gale Sotheby’s International Realty, 516-993-1476.

 

 

This Roslyn Heights co-op, listed for $255,000, offers
(Credit: Daniel Gale Sotheby's Int'l. Realty)

Hardwood floors run throughout the first-floor unit, which has a renovated kitchen that overlooks the living room and dining room.

This Roslyn Heights co-op, listed for $255,000, offers
(Credit: Daniel Gale Sotheby's Int'l. Realty)

The grounds of the complex, says listing agent Jillian Mays of Daniel Gale Sotheby’s International Realty, are parklike with landscaped flowers and trees.

Oakdale: $125,000

This Oakdale co-op, listed for $125,000, features one
(Credit: Coldwell Banker Residential Brokerage)

This first-level unit is tucked away in the corner of the courtyard at the Birchwood on the Green development and includes one bedroom and one bathroom.  The maintenance fees are $615 per month and include water and heat. Nordeen Accardi, Coldwell Banker Residential Brokerage, 516-480-1014.

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This Oakdale co-op, listed for $125,000, features one
(Credit: Coldwell Banker Residential Brokerage)

There are hardwood floors throughout the unit. The development, which is served by the Connetquot Central School District, features a playground and a party room. It’s a short drive from Bohemia County Park.

 

This Oakdale co-op, listed for $125,000, features one
(Credit: Coldwell Banker Residential Brokerage)

The galley kitchen, which has stainless steel appliances and wide-plank wood flooring, leads to the living and dining room combination. 

Hewlett: $279,000

This Hewlett co-op, listed for $279,000, includes two
(Credit: Douglas Elliman Real Estate)

This two-bedroom, two-bathroom unit in Hewlett Townhouse offers 24-hour doorman service and valet parking. The development includes an inground pool and patio, a card room and an underground parking garage. Monthly maintenance fees are $1,953, which includes heat and water. Ronnie Gerber, Douglas Elliman Real Estate, 516-238-4299.

This Hewlett co-op, listed for $279,000, includes two
(Credit: Douglas Elliman Real Estate/Steven Bababekov)

Wood floors are featured in an open living room and dining room area, which has sliding glass doors that lead to an enclosed terrace.

This Hewlett co-op, listed for $279,000, includes two
(Credit: Douglas Elliman Real Estate/Steven Bababekov)

The master bedroom includes one of the two full bathrooms in the unit, which is also equipped with a washer and dryer.

Westhampton Beach: $249,999

This Westhampton Beach co-op, listed for $249,999, includes
(Credit: Douglas Elliman Real Estate)

This oceanfront first-level unit at La Coquille includes one bedroom and one bathroom.  The monthly homeowners association fee is $245 per month. Steven Rosmarin, Douglas Elliman Real Estate, 631-898-2222.

This Westhampton Beach co-op, listed for $249,999, includes
(Credit: Douglas Elliman Real Estate)

Situated along the coveted strip that stretches through Westhampton, the studio co-op provides easy access to the beach and offers bay views off a private deck.

This Westhampton Beach co-op, listed for $249,999, includes
(Credit: Douglas Elliman Real Estate)

The development includes an oceanfront heated inground pool and lounging area.

Rockville Centre: $275,000

This Rockville Centre co-op, on the market for
(Credit: NorCor Management Corp.)

This Grant House unit includes one bedroom and one bathroom. Less than a half-mile from the building is the Rockville Centre Long Island Rail Road station. The maintenance fees, which include heat and water, are $718. Vincent Lo, NorCor Management Corp., 718-288-5827.

This Rockville Centre co-op, on the market for
(Credit: NorCor Management Corp.)

There is hardwood flooring throughout, including parquet floors in the living room. The shower in the bathroom, separate from the tub, is tiled  and features a rain shower head.

This Rockville Centre co-op, on the market for
(Credit: NorCor Management Corp.)

The unit has nine-foot ceilings, built-in bookshelves and rounded archways.

 

North Babylon: $175,000

This North Babylon co-op, listed for $175,000, features
(Credit: Century 21 Adams Real Estate)

This main-level unit in Fairfield Gardens features one bedroom and one bathroom.  The building includes a basement with washer and dryer facilities. Located 1.5 miles away are the Babylon Long Island Rail Road station and Babylon Village. The monthly maintenance fee, which includes heat, water and sewer, is $721. Mary Adams, Century 21 Adams Real Estate, 631-661-7200.

This North Babylon co-op, listed for $175,000, features
(Credit: Century 21 Adams Real Estate)

The granite eat-in kitchen features stainless steel appliances and custom cabinetry with under-cabinet lighting.

This North Babylon co-op, listed for $175,000, features
(Credit: Century 21 Adams Real Estate)

This unit has been fully updated with new plumbing, wood floors, windows and doors, says listing agent Mary Adams of Century 21 Adams Real Estate.

Great Neck: $299,000

This Great Neck co-op, on the market for
(Credit: Edna Mashaal Realty)

This one-bedroom, one-bathroom unit in The Belgrave has custom paneled walls, 10-foot ceilings and hardwood floors. The 1926 building, which offers an indoor parking garage, is three miles from Great Neck South High School. The $857 maintenance fee includes heat and water. Emily Zadka, Edna Mashaal Realty, 516-850-7832.

This Great Neck co-op, on the market for
(Credit: Edna Mashaal Realty)

The eat-in kitchen includes granite countertops and stainless steel appliances, including an electric stove and a stacked washer and dryer.

This Great Neck co-op, on the market for
(Credit: Edna Mashaal Realty)

This unit comes with the option to be purchased fully furnished, says listing agent Emily Zadka of Edna Mashaal Realty.

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