Though this eight-room Contemporary in Wading River was left in good condition, the bank made some improvements, says the listing broker. A sample includes freshly painted walls, refinished wood floors and a new banister on the rear deck. The basement had a mold issue, so the bank had it remediated by tearing down the walls. It’s now an unfinished basement. Built in 1998, the house, which the broker says is in good working order, features a front wraparound porch, a stone fireplace in the living room, four bedrooms and two and a half bathrooms. The rear deck is accessible from the master suite and the living room via French doors. The .48-acre parcel has two koi ponds that were drained. Other amenities include an attached two-car garage. Taxes are $10,969. Listing agent: Debra Mangogna, Option First Realty Inc., Patchogue, 631-758-6800