Houses on the water for under $1 million

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Lots of people love the water. Some make it a lifestyle.
“Most people are a two-car family,” says Bonnie Juettner, who, along with her husband, “Capt. Dan,” occupies a home on Oak Island. “We’re a two-boat family.”
People who seek out watery residences on peninsulas, islands or houseboats realize these homes have their pluses and minuses. They’re great for recreation, but may have added transportation hassles or dangers from weather exposure, something painfully illustrated by superstorm Sandy.
“Living on the water comes with a cost,” says Brian Neil, who demolished and rebuilt a home on Oak Island after Sandy’s onslaught. He strengthened it against future storms and doesn’t fear the future.
Here are seven homes near the water, each less than $1 million.


 

$419,000: Oak Island, Babylon

The home at 11 Oak Island in Babylon,
(Credit: Johnny Milano)

LOCATION 11 Oak Island, Babylon
LISTING HISTORY On the market six months
TAXES $6,595 
WHAT’S FOR SALE This is a century-old, four-bedroom, two-bath Colonial with an eat-in kitchen, formal dining room and a wood-burning stove. It is built on pilings and has a large, screened-in porch, an attic and 100 feet of bulkhead. The home is accessible by boat and powered by solar and wind along with a backup generator.
LISTING AGENT Edmond Ryan with Ed Ryan Real Estate Group at 631-647-4100
 

This house at 11 Oak Island, Babylon is
(Credit: Ed Ryan Real Estate Group)

Living on Oak Island requires a hardiness that would deter many people. Not Dan and Bonnie Juettner. “We’re water rats,” says Bonnie.
The island is just north of Fire Island and restricted to 52 homes accessible only by boat and occupied in summer months. Residents own their homes, but the land is leased from the Town of Babylon. There is no municipal electricity, so they rely on propane, solar and wind power.

This house at 11 Oak Island, Babylon is
(Credit: Ed Ryan Real Estate Group)

The Juettners’ home, built by a ship’s carpenter with heavy-duty framing, survived Sandy with only the loss of their dock, says Bonnie, 70. The mosquitoes can be a bother, which is why they have a screened-in porch. All supplies have to be hauled in by boat, but it’s an easy water commute for her husband, Dan, 79, who owns a fleet of charter boats at nearby Captree.

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$999,000: Nissequogue

This house in Nissequogue is listed for $999,000.
(Credit: Daniel Gale Sotheby’s/James Governali)

LOCATION 12 Pine Point
LISTING HISTORY On the market for three weeks
TAXES $20,326
WHAT’S FOR SALE This is a four-bedroom, two-bath midcentury modern home on a peninsula with views of the Nissequogue River. It has a kitchen, formal dining room, living room with a fireplace, den, partial unfinished basement and patio. Both the dining and living rooms have floor-to-ceiling windows overlooking the river. The property sits on 2 acres.
LISTING AGENT Marianne Koke and Sharon Bloch with Daniel Gale Sotheby’s International Realty at 631-584-6600
 

This house in Nissequogue is listed for $999,000.
(Credit: Daniel Gale Sotheby’s/James Governali)

After Dan Schechter’s father died and his mother was living alone in this home on the Nissequogue River, he occasionally would ask if she wanted to move to a place less isolated. She didn’t.
“She used to say, ‘Somebody’s got to watch the tide. If someone doesn’t, it might not come in,’ ” Schechter says.
The tide has continued to rise and ebb since her death a year ago, and now he is selling the home. It is set on 2 acres of land that protrude into the water, and the area provided plenty of adventure when he was a boy. Launching his canoe from the shoreline, he explored the river, played at nearby Short Beach and hiked the David Weld Sanctuary.
 

This house in Nissequogue is listed for $999,000.
(Credit: Daniel Gale Sotheby’s/James Governali)

The house sits on a slight rise and was never damaged by storms or high water, he says.
Now it is time for the next owners and perhaps their children to have adventures, says Schechter, who is 56 and lives in California.
“I remember it as a place of safety, peace and beauty,” he says. “It’s heartbreaking to sell your childhood home, but we all have to move on sometime.”

$799,000: Amityville

This house in Amityville is listed for $799,000.
(Credit: Century 21 AA Realty)

LOCATION 82 Bayside Place
LISTING HISTORY On the market a month
TAXES $24,185
WHAT’S FOR SALE This is a three-bedroom, 2 1⁄2-bath expanded ranch with an open floor plan that includes a gourmet eat-in kitchen, a formal dining room, an attic and an attached garage.
LISTING AGENT Marianne Lappas with Century 21 AA Realty at 631-433-8567
 

This house in Amityville is listed for $799,000.
(Credit: Century 21 AA Realty)

Living on a canal, with water on three sides, was exactly what Dr. Faisal Rasiq had in mind when he moved to his Amityville home two years ago.
“I love having the ocean in my backyard,” the 41-year-old psychiatrist says.
He also likes the fact that the house has an attached cedar boathouse with a boat lift, fish- cleaning area and bathroom.

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This house in Amityville is listed for $799,000.
(Credit: Century 21 AA Realty)

In summer months, he has coffee on the deck. 
Another option is grabbing his kayak and heading out for Great South Bay.
The home has 160 feet of bulkhead, and he says it was not damaged by Sandy.
“It’s a good feeling being close to the water and knowing you can jump in whenever you want,” he says.

$459,000: Oak Island

This home 43 Oak Island in Babylon, shown,
(Credit: Johnny Milano)

LOCATION 43 Oak Island, Babylon
LISTING HISTORY On the market for two weeks
TAXES $7,918
WHAT’S FOR SALE This is a three-bedroom, 1 1⁄2-bath, two-story beach house surrounded by a large, first-floor deck. It has an eat-in kitchen, a combination living and dining room, a pellet stove and 100 feet of water frontage. The master bedroom has its own private deck. The home is powered by solar and propane and has a private bulkhead that allows deep-water docking.
LISTING AGENT Andrew Perzi with Snover Realty Corp. at 631-804-9742

 

This home at 43 Oak Island, Babylon is
(Credit: Snover Realty)

When Brian Neil, a 51-year-old dock builder, was asked to help reconstruct two homes on Oak Island after Sandy, he noticed one nearby that appeared to be abandoned. He found the owner and purchased the property five years ago, then set about building a new home on sturdy pilings. “I had the ability and tools to do the job,” he says.
It wasn’t easy since the construction materials had to be barged in, but worth the effort considering the views and water environment — which he enjoys even under harsh conditions.

This home at 43 Oak Island, Babylon is
(Credit: Snover Realty)

“My favorite time there is in the middle of winter in a snowstorm,” Neil says. “The home is well insulated, so it’s easy to heat. There’s nobody around. If it’s a whiteout, you could be a thousand miles from anywhere.”

$995,000: Asharoken

This house at 285 Asharoken Ave., Asharoken Village
(Credit: Prime Properties Long Island)

LOCATION 285 Asharoken Ave./ Lobster Way, Asharoken Village
LISTING HISTORY On the market for a week
TAXES $20,841
WHAT’S FOR SALE A three bedroom, two-bath contemporary on an acre of property on Duck Island. It has an eat-in kitchen, formal dining room, a living room with a cathedral ceiling and a fireplace, a full basement, an enclosed sun porch and an attached three-car garage. The master bedroom has a balcony. The home has water views of Duck Island Harbor Bay and the Sound.
LISTING AGENT Michelle Glennon with Prime Properties Long Island at 631-427-9600 
 

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This house at 285 Asharoken Ave., Asharoken Village
(Credit: Prime Properties Long Island)

Hardly any time is a bad time to be on Duck Island, says Karen Varisco, whose mother owns the house.
“When I was growing up there, we went kayaking and had bonfires on the beach on the Fourth of July. In the spring there were fields of flowers from the formal gardens and in the summer we had boating, and it was beautiful in the wintertime, too,” she says. “It was just a wonderful place to live.”
It also was a secure one, suffering no damage from storms, she says. Her father, an engineer and an avid fisherman, now deceased, had the home built to his specifications 37 years ago.
“He built it to last forever,” Varisco says.

This house at 285 Asharoken Ave., Asharoken Village
(Credit: Prime Properties Long Island)

Varisco's mother, Eleanor Spielmann, still lives in the house on Duck Island, which is, in fact, a peninsula with a smattering of other homes north of Northport. Long Island Sound is a 10-minute walk away and Northport Harbor five minutes away.
“There were many holiday dinners and parties and even a wedding at the home,” Varisco says. “We all have many memories from being there.”

$899,000: Bellmore

This house at 135 Kopf Rd., Bellmore, is
(Credit: Century 21 American Homes)

LOCATION 135 Kopf Rd.
LISTING HISTORY On the market a month
TAXES $18,668
WHAT’S FOR SALE A three-bedroom, 1 1⁄2-bath Colonial with a granite exterior. It has a kitchen with a cathedral ceiling, a dining room with a fireplace, three skylights and an attached garage. A large deck just off the living room overlooks Bellmore Canal.
LISTING AGENT Kelly Cafiso with Century 21 American Homes at 516-425-2214
 

This house at 135 Kopf Rd., Bellmore, is
(Credit: Century 21 American Homes)

Perched on a peninsula jutting into a canal, the home of George Hackett, 69, and his wife, Katherine, 67, has been a lucky place. They have caught fish from their yard, taught their children to swim from the boat ramp and suffered only minor water damage from Sandy. Maybe it’s the door.
“Supposedly, if you build your front door facing the sea it’s good luck,” says Katherine.

This house at 135 Kopf Rd., Bellmore, is
(Credit: Century 21 American Homes)

The granite home was constructed by a man who loved the ocean and docked his yacht by the property while he worked on it for eight years. After two months of living there, he realized he missed the sea too much and sold it.
“Then he and his wife sailed away,” says Katherine Hackett.
The home still has remnants of his presence, including a living room with ceiling beams in the shape of a ship’s wheel. The Hacketts have made it their own water paradise.
“If we put in a moat, we’d have our own little castle,” Katherine says.

$25,000: Port Washington

This houseboat in Port Washington is listed for
(Credit: Laffey International Real Estate)

LOCATION 24 Matinecock Ave.
LISTING HISTORY On the market six months
TAXES No local taxes, but the owner pays a $650 monthly docking fee
WHAT’S FOR SALE This houseboat is docked at the Manhasset Bay Marina. It has two sleeping areas, one bathroom, an efficiency kitchen and an outdoor recreation deck. Electricity is supplied by a dock hookup. There are windows throughout the first deck, including the bow, from which the boat can be piloted. A loft area is a living room that doubles as a bedroom.
LISTING AGENT Sandra Valis with Laffey International Real Estate at 516-369-8331

This houseboat in Port Washington is listed for
(Credit: Laffey International Real Estate)

One of the things that might come to mind for someone considering life on a houseboat is what happens when a nor’easter hits. Not much, says Michael Morgan, the owner of this floating home who once rode out a storm while aboard.
“It got a little rocky,” he says. “But we were docked in the bay; not the middle of the ocean, so there was nothing to be scared about.”

This houseboat in Port Washington is listed for
(Credit: Laffey International Real Estate)

Morgan, 38, bought the 25-by-12-foot craft a year ago and visits with his family for views of Manhasset Bay. “You have everything you need onboard, but on a smaller scale,” he says. “For some people, it would be the perfect size.”

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