Ah, to live life like the rich and famous - owning a nice yacht, a horse, a winery. With today's economy, it would take a Mega Millions winner to be able to afford all the things you covet.
If you're not feeling so lucky, here are some places where you can buy a share of the high life at a fraction of the overall price.
WHAT YOU GET: A 12-month share in this winery includes hands-on time at the vineyards for members to learn about growing grapes, harvesting and tasting. "There are a lot of people who want to do what we do, so we give them the opportunity," says Anthony Sannino, who owns the vineyard with his wife, Lisa. Members finish the season with their own barrel of wine - 275 bottles.
WHAT IT COSTS: $4,500 (can be split among up to eight people; $2,700 for half-membership (can be split among up to four people).
ALSO TRY: Waters Crest Winery in Cutchogue has a popular membership program called Cooperage Club, $1,200, under which members have their names laser-etched into a barrel that's kept at the winery for about four years. Members get two annual tastings from the barrel for up to six people - and six bottles of the finished product each vintage year. When the barrel is retired, members can take it home. "Every barrel in the winery has someone's name on it," owner Jim Waters says.
SET SAIL: Port Sailing School
WHAT YOU GET: If sailing is your dream but not your pocketbook's reality, the Port Sailing School's fractional sailing program could be the answer. Members share access to a 36- foot sailboat with five other people - each gets about 60 sessions (7-8 hours each) between April 1 and Oct. 31. The advantage, owner Chris Nihill says, is members don't have to pay insurance premiums, maintenance and docking fees - not even fuel costs. All the boat's care and upkeep is handled by the school. The caveat - members must be experienced sailers.
WHAT IT COSTS: $6,995.02 annually ($582.92 a month), plus $500 security deposit.
GO RIDING: Babylon Riding Center
WHAT YOU GET: With care, feed and upkeep costs, owning a horse is expensive (and time consuming). Babylon Riding Center is among local stables that offer a horse-leasing program. "It is strictly your horse for that time frame," says co-owner Tony Russo. "We care for and feed the horse and provide vet service." Your job? Show up and ride.
WHAT IT COSTS: $900 a month (access six days a week); $500 for half-lease (access three days a week). Each lease requires one lesson a week ($40).
ALSO TRY: In Manorville, Butler Farm has full- and half-lease horse programs that can be tailored to include lessons, says owner Mona Kanciper (from $500 a month, 631-878-0337, butlerfarm.com). Lakewood Stables has several leasing programs, ranging from $200 for four weeks of access to the horse on a weekday to a $1,000-a-month lease that lets you ride seven days a week in West Hempstead (516-486-9673, thelakewoodstables.com).