Experts: Wider need for flood insurance
Photo credit: Newsday/Alejandra Villa | Homeowner Anthony Ballato stands in his den next to a vintage barber chair, one of the few possessions he was able to salvage after superstorm Sandy. According to insurance guidelines, the space is considered a basement and will not be covered. (Nov. 30, 2012)
Battery-operated home products
Emergency preparedness gift guide
Gifts for the gardener
Think you don't need flood insurance because you don't live near the ocean? Or because your mortgage company doesn't require it? Or because you're in a low to moderate hazard area according to the National Flood Insurance Program?
Think again.
If you're near any body of water -- river, stream, creek, canal, inlet, lake -- you could be at risk of flooding, experts say. "I think what Sandy...
