Flu season is in full force, and the word from the Centers for Disease Control and Prevention is it started earlier and could be worse than in recent years. If you're 65 or older, the CDC recommends you get a flu shot because seniors who get sick are far more likely to suffer severe complications than the rest of the population. The government notes that people 65 and older account for 95 percent of all deaths caused by the flu.

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Flu vaccine this year is plentiful and readily available. For those with Medicare and most private health-insurance plans, there is usually no out-of-pocket cost for a basic flu shot.

For information on how to lower your chances of getting the flu or what to do if you get sick, go to flu.gov. You can find a site near you that is dispensing flu shots with the website's Flu Vaccine Finder.