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Small businesses turn to cash-advance loans

Spiro Dimas, owner of Williston Townhouse Diner, got

Photo credit: Newsday / Maria Lopez | Spiro Dimas, owner of Williston Townhouse Diner, got a $100,000 advance to build a 100-square-foot addition. (Nov. 6, 2009)

When Spiro Dimas wanted to expand his diner this spring, he took a conventional approach and applied to local banks for a loan. But the owner of Williston Townhouse Diner came up empty.

"We were only in business three years, and if your credit score is not perfect, the banks don't want to give you money," Dimas said.

But he found an alternative, tapping into a little-known program run...

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