PHILADELPHIA — New York Attorney General Eric T. Schneiderman said Wednesday that Donald Trump’s business record shows a “trail of broken deals, unpaid contractors … and ruined lives.”

Schneiderman, who has a lawsuit claiming Trump University was a fraud that scammed naïve students, said Trump’s “worst nightmare” was winning the presidential election and “actually having to work” and face scrutiny every day.

The attorney general made his remarks at a New York delegation breakfast on Day 3 of the Democratic National Convention.

Schneiderman said Trump, the Republican presidential nominee, misrepresents his business record and wealth.

“If he took the money his father, Fred, left him and just put it in mutual funds, he’d be richer than he is now,” the Democrat said. “He is not a successful businessman. This is a guy who leaves a trail of broken deals, unpaid contractors … and ruined lives wherever he goes.”

Schneiderman is spearheading one of two class-action lawsuits filed by former students against Trump University. Last week, a California judge said he was leaning toward rejecting Trump’s motion to dismiss the claims.

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“One of the issues of the Trump University case is, he says ‘Well, why would I need the $5 million?’ ” Schneiderman said, referring to how Trump allegedly personally profited. “He needs it because he spends a lot of money and he doesn’t make anything like what he pretends he does.”

For more on the lawsuit, go to www.newsday.com/news/trump-seeks-to-dismiss-lawsuit-over-trump-university-1.12077067.