Money Fix: Is 0% really a credit-card deal?
With credit card interest rates averaging about 14 percent, a 0 percent offer sounds good. However, it's only as good as you are smart about using the card. How not to blow a 0 percent deal:
Watch the clock. Introductory rates typically last 12-15 months.
"Cardholders get used to making the minimum payments without penalties and interest. They forget when interest rates kick in and how...