Act Ii

• ANOTHER PIECE OF THE PUZZLE

  By now, there are certain truisms that almost everyone with a 401(k) plan has heard over and over:

• Huntington has a Fourth of July event tomorrow

  Our cover story today is a reminder of how connected we are to our workplaces.

• TIPS

  Huntington goes Fourth

• ASK THE EXPERT: The benefits of a life estate

  THE PROBLEM: I am 65, and my wife is 60. We worry that if one of us gets sick, our home and savings could be lost to medical bills. We considered long-term care insurance, but I lost my business and can't afford it. Would a life estate protect us?

• Saul Friedman: GRAY MATTERS: Are you making out OK in this slow economy?

  I got this idea from Sen. Bernie Sanders, the Vermont independent socialist who is one of the real mavericks and straight-shooters on Capitol Hill. His idea seems most appropriate as we head into the finals of the presidential and congressional campaigns.

• beyond tv

  TV WRITING FELLOWSHIP. Current scripters on "Ugly Betty," "Greek" and "Brothers & Sisters" graduated from the Writing Fellowship Program sponsored by Disney-ABC Television Group, Walt Disney Studios and the Writers Guild of America-West. They're now accepting applications, through Aug. 8, for the 19th annual program in 2009. Those chosen participate in workshops, seminars and mentoring while receiving a salary for the one-year period. Details on this and other programs at abctalentdevelopment.com.

• TODAY'S PICKS

  QUEEN ROCK MONTREAL (10 p.m., WLIW/21) - This 1981 concert from the Montreal Forum captures Freddie Mercury and his band at their height. Included are such hits as "Bohemian Rhapsody" and "Another One Bites the Dust."

• Diane Werts: OFF THE WALL: Some 'Mad Men' and some madcap men

  Off the Wall gets all soaped up.

• Amy Dickinson: ASK AMY: Disclose affair, then rebuild your marriage

  DEAR AMY: Can a man who has been involved in a 12-year affair resolve to give that up and devote himself to being a good husband and father without telling his wife what has gone on? One friend says it's unfair to the wife not to know what has gone on. The man has tried to break off this affair before and has always gone back to the other woman. To truly make a fresh start, I feel he needs to come clean about what he did and be given the chance to be forgiven and get some serious couples counseling. The other friend believes if he tells what has gone on, the marriage will be over and she'll keep the kids and kick him out. This friend feels that because she doesn't know anything, what she doesn't know won't hurt her and instead she'll have a renewed relationship. I agree with this point, but somehow it feels wrong. What do you think?