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WalletHub ranks the most financially savvy states

Which states are the most savvy with their money?

WalletHub attempted to find out, ranking each state and the District of Columbia in four different categories: Debt and spending, financial literacy, credit and saving.

Find out below which states fared the best -- and worst -- in being financially savvy, and get more info at WalletHub's full study.


51) Mississippi

Mississippi
(Credit: AP / Kiichiro Sato)

Total Score: 37.72

'Debt & Spending' Rank: 51

'Financial Literacy' Rank: 17

'Credit' Rank: 49

'Saving' Rank: 51

50.) Arkansas

Total Score: 42.27 'Debt & Spending' Rank: 50
Photo Credit: AP / Danny Johnston

Total Score: 42.27
'Debt & Spending' Rank: 50
'Financial Literacy' Rank: 46
'Credit' Rank: 51
'Saving' Rank: 37

49.) New Mexico

Total Score: 43.27 'Debt & Spending' Rank: 49
Photo Credit: AP / Eric Gay

Total Score: 43.27
'Debt & Spending' Rank: 49
'Financial Literacy' Rank: 23
'Credit' Rank: 45
'Saving' Rank: 48

48.) Oklahoma

Total Score: 45.62 'Debt & Spending' Rank: 46
Photo Credit: AP / Sue Ogrocki

Total Score: 45.62
'Debt & Spending' Rank: 46
'Financial Literacy' Rank: 37
'Credit' Rank: 41
'Saving' Rank: 47

47.) West Virginia

Total Score: 46.72 'Debt & Spending' Rank: 45
Photo Credit: AP / Martin B. Cherry

Total Score: 46.72
'Debt & Spending' Rank: 45
'Financial Literacy' Rank: 10
'Credit' Rank: 38
'Saving' Rank: 49

46.) Missouri

Total Score: 46.79 'Debt & Spending' Rank: 47
Photo Credit: AP / Estelle Doro

Total Score: 46.79
'Debt & Spending' Rank: 47
'Financial Literacy' Rank: 50
'Credit' Rank: 29
'Saving' Rank: 46

45.) Louisiana

Total Score: 46.86 'Debt & Spending' Rank: 37
Photo Credit: AP / Gerald Herbert

Total Score: 46.86
'Debt & Spending' Rank: 37
'Financial Literacy' Rank: 47
'Credit' Rank: 36
'Saving' Rank: 50

44.) Georgia

Total Score: 47.21 'Debt & Spending' Rank: 48
Photo Credit: AP / Mike Stewart

Total Score: 47.21
'Debt & Spending' Rank: 48
'Financial Literacy' Rank: 33
'Credit' Rank: 46
'Saving' Rank: 36

43.) South Carolina

Total Score: 47.70 'Debt & Spending' Rank: 44
Photo Credit: AP / Bruce Smith

Total Score: 47.70
'Debt & Spending' Rank: 44
'Financial Literacy' Rank: 34
'Credit' Rank: 44
'Saving' Rank: 42

42.) Tennessee

Total Score: 48.76 'Debt & Spending' Rank: 38
Photo Credit: AP / Mark Humphrey

Total Score: 48.76
'Debt & Spending' Rank: 38
'Financial Literacy' Rank: 51
'Credit' Rank: 28
'Saving' Rank: 45

41.) Alabama

Total Score: 50.33 'Debt & Spending' Rank: 35
Photo Credit: AP / Brynn Anderson

Total Score: 50.33
'Debt & Spending' Rank: 35
'Financial Literacy' Rank: 44
'Credit' Rank: 32
'Saving' Rank: 43

40.) Florida

Total Score: 50.34 'Debt & Spending' Rank: 42
Photo Credit: AP / Alan Diaz

Total Score: 50.34
'Debt & Spending' Rank: 42
'Financial Literacy' Rank: 7
'Credit' Rank: 50
'Saving' Rank: 13

39.) Arizona

Total Score: 50.89 'Debt & Spending' Rank: 36
Photo Credit: AP / Rick Bowmer

Total Score: 50.89
'Debt & Spending' Rank: 36
'Financial Literacy' Rank: 13
'Credit' Rank: 42
'Saving' Rank: 41

38.) Kentucky

Total Score: 51.16 'Debt & Spending' Rank: 33
Photo Credit: AP / Charlie Riedel

Total Score: 51.16
'Debt & Spending' Rank: 33
'Financial Literacy' Rank: 48
'Credit' Rank: 21
'Saving' Rank: 44

37.) Delaware

Total Score: 51.32 'Debt & Spending' Rank: 39
Photo Credit: AP / Matt Rourke

Total Score: 51.32
'Debt & Spending' Rank: 39
'Financial Literacy' Rank: 19
'Credit' Rank: 40
'Saving' Rank: 38

36.) Indiana

Total Score: 51.91 'Debt & Spending' Rank: 41
Photo Credit: AP / R Brent Smith

Total Score: 51.91
'Debt & Spending' Rank: 41
'Financial Literacy' Rank: 21
'Credit' Rank: 39
'Saving' Rank: 30

35.) Nevada

Total Score: 52.27 'Debt & Spending' Rank: 31
Photo Credit: AP / John Locher

Total Score: 52.27
'Debt & Spending' Rank: 31
'Financial Literacy' Rank: 43
'Credit' Rank: 43
'Saving' Rank: 26

34.) North Carolina

Total Score: 52.77 'Debt & Spending' Rank: 34
Photo Credit: AP / Cliff Owen

Total Score: 52.77
'Debt & Spending' Rank: 34
'Financial Literacy' Rank: 39
'Credit' Rank: 22
'Saving' Rank: 39

33.) Texas

Total Score: 53.32 'Debt & Spending' Rank: 30
Photo Credit: AP / Brandon Wade

Total Score: 53.32
'Debt & Spending' Rank: 30
'Financial Literacy' Rank: 41
'Credit' Rank: 37
'Saving' Rank: 33

32.) Oregon

Total Score: 54.20 'Debt & Spending' Rank: 32
Photo Credit: AP / Don Ryan

Total Score: 54.20
'Debt & Spending' Rank: 32
'Financial Literacy' Rank: 35
'Credit' Rank: 26
'Saving' Rank: 25

31.) Alaska

Total Score: 55.83 'Debt & Spending' Rank: 43
Photo Credit: AP / Becky Bohrer

Total Score: 55.83
'Debt & Spending' Rank: 43
'Financial Literacy' Rank: 38
'Credit' Rank: 10
'Saving' Rank: 23

30.) Montana

Total Score: 56.40 'Debt & Spending' Rank: 27
Photo Credit: AP / Matthew Brown

Total Score: 56.40
'Debt & Spending' Rank: 27
'Financial Literacy' Rank: 3
'Credit' Rank: 14
'Saving' Rank: 40

29.) Ohio

Total Score: 57.33 'Debt & Spending' Rank: 21
Photo Credit: AP / Al Behrman

Total Score: 57.33
'Debt & Spending' Rank: 21
'Financial Literacy' Rank: 20
'Credit' Rank: 23
'Saving' Rank: 32

28.) Kansas

Total Score: 57.46 'Debt & Spending' Rank: 29
Photo Credit: AP / Charlie Riedel

Total Score: 57.46
'Debt & Spending' Rank: 29
'Financial Literacy' Rank: 2
'Credit' Rank: 16
'Saving' Rank: 31

27.) Illinois

Total Score: 57.95 'Debt & Spending' Rank: 20
Photo Credit: AP / G-Jun Yam

Total Score: 57.95
'Debt & Spending' Rank: 20
'Financial Literacy' Rank: 11
'Credit' Rank: 33
'Saving' Rank: 28

26.) Idaho

Total Score: 57.99 'Debt & Spending' Rank: 40
Photo Credit: AP / Carey J. Williams

Total Score: 57.99
'Debt & Spending' Rank: 40
'Financial Literacy' Rank: 26
'Credit' Rank: 3
'Saving' Rank: 16

25.) South Dakota

Total Score: 58.15 'Debt & Spending' Rank: 26
Photo Credit: AP / David Zalubowski

Total Score: 58.15
'Debt & Spending' Rank: 26
'Financial Literacy' Rank: 30
'Credit' Rank: 15
'Saving' Rank: 19

24.) Virginia

Total Score: 58.17 'Debt & Spending' Rank: 24
Photo Credit: AP / Jacquelyn Martin

Total Score: 58.17
'Debt & Spending' Rank: 24
'Financial Literacy' Rank: 32
'Credit' Rank: 35
'Saving' Rank: 8

23.) Colorado

Total Score: 58.87 'Debt & Spending' Rank: 28
Photo Credit: AP / Charlie Riedel

Total Score: 58.87
'Debt & Spending' Rank: 28
'Financial Literacy' Rank: 18
'Credit' Rank: 31
'Saving' Rank: 4

22.) Vermont

Total Score: 59.04 'Debt & Spending' Rank: 22
Photo Credit: AP / Toby Talbot

Total Score: 59.04
'Debt & Spending' Rank: 22
'Financial Literacy' Rank: 31
'Credit' Rank: 11
'Saving' Rank: 29

21.) District of Columbia

Total Score: 59.65 'Debt & Spending' Rank: 5
Photo Credit: AP / Jose Luis Magana

Total Score: 59.65
'Debt & Spending' Rank: 5
'Financial Literacy' Rank: 40
'Credit' Rank: 34
'Saving' Rank: 35

20.) Maine

Total Score: 59.85 'Debt & Spending' Rank: 23
Photo Credit: AP / Robert F. Bukaty

Total Score: 59.85
'Debt & Spending' Rank: 23
'Financial Literacy' Rank: 5
'Credit' Rank: 13
'Saving' Rank: 22

19.) Michigan

Total Score: 60.45 'Debt & Spending' Rank: 11
Photo Credit: AP / Carlos Osorio

Total Score: 60.45
'Debt & Spending' Rank: 11
'Financial Literacy' Rank: 25
'Credit' Rank: 25
'Saving' Rank: 27

18.) Pennsylvania

Total Score: 60.47 'Debt & Spending' Rank: 17
Photo Credit: AP / Joseph Kaczmarek

Total Score: 60.47
'Debt & Spending' Rank: 17
'Financial Literacy' Rank: 9
'Credit' Rank: 30
'Saving' Rank: 18

17.) Hawaii

Total Score: 60.52 'Debt & Spending' Rank: 25
Photo Credit: AP / Caleb Jones

Total Score: 60.52
'Debt & Spending' Rank: 25
'Financial Literacy' Rank: 42
'Credit' Rank: 5
'Saving' Rank: 11

16.) Utah

Total Score: 61.49 'Debt & Spending' Rank: 14
Photo Credit: AP / Julie Jacobson

Total Score: 61.49
'Debt & Spending' Rank: 14
'Financial Literacy' Rank: 45
'Credit' Rank: 19
'Saving' Rank: 9

15.) Maryland

Total Score: 61.49 'Debt & Spending' Rank: 13
Photo Credit: AP / Roberto Borea

Total Score: 61.49
'Debt & Spending' Rank: 13
'Financial Literacy' Rank: 22
'Credit' Rank: 20
'Saving' Rank: 15

14.) Wyoming

Total Score: 61.81 'Debt & Spending' Rank: 12
Photo Credit: AP / Matthew Brown

Total Score: 61.81
'Debt & Spending' Rank: 12
'Financial Literacy' Rank: 28
'Credit' Rank: 12
'Saving' Rank: 24

13.) Washington

Total Score: 62.13 'Debt & Spending' Rank: 19
Photo Credit: AP / Ted S. Warren

Total Score: 62.13
'Debt & Spending' Rank: 19
'Financial Literacy' Rank: 36
'Credit' Rank: 9
'Saving' Rank: 14

12.) Nebraska

Total Score: 62.23 'Debt & Spending' Rank: 15
Photo Credit: AP / Nati Harnik

Total Score: 62.23
'Debt & Spending' Rank: 15
'Financial Literacy' Rank: 27
'Credit' Rank: 2
'Saving' Rank: 34

11.) Iowa

Total Score: 62.58 'Debt & Spending' Rank: 18
Photo Credit: AP / Patrick Semansky

Total Score: 62.58
'Debt & Spending' Rank: 18
'Financial Literacy' Rank: 24
'Credit' Rank: 6
'Saving' Rank: 21

10.) New York

Total Score: 62.60 'Debt & Spending' Rank: 7
Photo Credit: AP / Julio Cortez

Total Score: 62.60
'Debt & Spending' Rank: 7
'Financial Literacy' Rank: 12
'Credit' Rank: 48
'Saving' Rank: 3

9.) Rhode Island

Total Score: 62.78 'Debt & Spending' Rank: 9
Photo Credit: AP / Victoria Arocho

Total Score: 62.78
'Debt & Spending' Rank: 9
'Financial Literacy' Rank: 49
'Credit' Rank: 24
'Saving' Rank: 7

8.) California

Total Score: 64.20 'Debt & Spending' Rank: 2
Photo Credit: AP / Eric Risberg

Total Score: 64.20
'Debt & Spending' Rank: 2
'Financial Literacy' Rank: 15
'Credit' Rank: 47
'Saving' Rank: 2

7.) Wisconsin

Total Score: 64.61 'Debt & Spending' Rank: 6
Photo Credit: AP / Morry Gash

Total Score: 64.61
'Debt & Spending' Rank: 6
'Financial Literacy' Rank: 1
'Credit' Rank: 17
'Saving' Rank: 20

6.) North Dakota

Total Score: 65.59 'Debt & Spending' Rank: 16
Photo Credit: AP / Carey J. Williams

Total Score: 65.59
'Debt & Spending' Rank: 16
'Financial Literacy' Rank: 29
'Credit' Rank: 1
'Saving' Rank: 6

5.) New Jersey

Total Score: 66.30 'Debt & Spending' Rank: 3
Photo Credit: AP / Wayne Parry

Total Score: 66.30
'Debt & Spending' Rank: 3
'Financial Literacy' Rank: 16
'Credit' Rank: 27
'Saving' Rank: 5

4.) Minnesota

Total Score: 66.58 'Debt & Spending' Rank: 10
Photo Credit: AP / Jim Mone

Total Score: 66.58
'Debt & Spending' Rank: 10
'Financial Literacy' Rank: 8
'Credit' Rank: 4
'Saving' Rank: 12

3.) Connecticut

Total Score: 67.12 'Debt & Spending' Rank: 4
Photo Credit: AP / Michael Melia

Total Score: 67.12
'Debt & Spending' Rank: 4
'Financial Literacy' Rank: 6
'Credit' Rank: 18
'Saving' Rank: 10

2.) New Hampshire

Total Score: 69.67 'Debt & Spending' Rank: 8
Photo Credit: AP / Robert F. Bukaty

Total Score: 69.67
'Debt & Spending' Rank: 8
'Financial Literacy' Rank: 4
'Credit' Rank: 7
'Saving' Rank: 1

1.) Massachusetts

Total Score: 70.56 'Debt & Spending' Rank: 1
Photo Credit: AP / Steven Senne

Total Score: 70.56
'Debt & Spending' Rank: 1
'Financial Literacy' Rank: 14
'Credit' Rank: 8
'Saving' Rank: 17

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