If you think your credit card information was exposed:
3Check your statements carefully. Report suspicious charges to your credit card companies and call Target at 866-852-8680.
3Report cases of identity theft to law enforcement or the Federal Trade Commission. For info go to the FTC's website at consumer.gov/idtheft, or call 877-IDTHEFT (438-4338).
3Generally, consumers aren't on the hook for fraudulent charges. Credit card companies are often able to flag the charges before they go through and shut down your card. If that doesn't happen, the card issuer will generally strip charges you claim are fraudulent off your card immediately. Usually the worst thing consumers have to deal with is the hassle of getting a new card. -- AP