Here's a home buyers' course that you can take at midnight or any time that suits you.
For $50, the nonprofit Community Development Corp. of Long Island began offering an online course in mid-July. The nonprofit also runs free, in-person classes at its Centereach and Freeport offices.
House hunters can learn at their own pace at the course available at cdcli.org. It covers definitions, how to get a mortgage, what to expect at closing and more. Students take a quiz and after passing print out a certificate of completion that is required by certain loan programs.
More importantly, the course comes with one-on-one sessions with a housing counselor at the Community Development Corp. Home buyers can call to set up an appointment that will give them a chance to ask about issues not covered in the cyber lessons and also get individualized advice.
Also, online students may attend the nonprofit's classes, where guest speakers include real estate agents, attorneys, insurance agents, lenders and home inspectors.
The online course comes in Spanish, too.
Eileen Anderson, the nonprofit's senior vice president, called the cyber lessons a “nice marriage” of resources and convenience, especially for younger house hunters. “We recognize there is a new demographic and a lot of people are online and want to do it from the comfort of their own homes.“
The online program is administered by eHome America, developed in a partnership between NeighborWorks America, a national network of 235 community development nonprofits, and one of its members, Community Ventures Corp. in Kentucky. eHome America gets $12 from the course fee for running the program and the Long Island nonprofit gets the rest, Anderson said.
For further questions, go to cdcli.org or call 631-471-1215.