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8 most important closing documents when buying a house

Most buyers and sellers don't actually read the

Most buyers and sellers don't actually read the piles of paperwork -- though they should know what they're signing. Credit: Getty Images/iStockphoto/Getty Images / iStockphoto / Natee Meepian

The closing of the sale of a house caps off the buying process. After the final walk-through is completed, and the buyer is satisfied that any agreed-to repairs have been made and no new issues have arisen, the closing itself includes signing pages upon pages of documents. Most buyers and sellers don’t actually read the piles of paperwork — though they should know what they’re signing, Long Island real estate experts say.

Here’s a guide to the most important closing documents and what they include. 

1. Closing disclosure

2. Note

3. Mortgage

4. First payment letter

5. Initial escrow account disclosure statement

6. Deed

7. Title insurance policy

8. Homeowner’s insurance policy

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