The middle of winter is prime time for thinking about getting away for a little while. But if you're thinking of getting away permanently, International Living magazine's new 2013 list of the cheapest overseas retirement countries is on the stands.

No. 1 is Nicaragua, where the magazine says a couple can live well for less than $1,000 a month. The magazine says there is a growing U.S. retiree community in Nicaragua, and especially likes Rancho Santana on the country's Pacific Coast.

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Rounding out the top five (with some monthly costs) are Malaysia (health insurance, $33), Ecuador (rent, $500), Panama (full-time maid, $175) and Mexico (health care, $112).

For the complete list, go to