A smooth-talking Hempstead man used a student-loan scam to get a Nassau Community College student to give him access to her bank account -- from which he stole $900 -- and he might have victimized other students, Nassau County police said Tuesday.

Shawn Terrel Boone, 24, of 125 Milburn Ave., was charged with fourth-degree grand larceny, criminal possession of stolen property and aggravated harassment, Det. Sgt. Robert Cole of the Second Squad said.

"He's just an engaging individual . . . He does present himself in a very professional manner," Cole said. "We're not sure at this point if he approached anyone else."

When he was arrested, Boone had the victim's debit card and three credit cards of other students, Cole said. He declined to say where those students attended school.

Nassau Community College Tuesday said in a statement that it had sent an email to faculty, staff and students warning them of the incident, spokeswoman Alicia Steger said. In the email, the school asked them to be on guard for unknown individuals who asked for personal information.

Steger said that only one case -- the one mentioned by police -- had been reported to school security.

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On Sept. 11, police said, Boone identified himself as a business accountant to a woman, 18, on the campus in Garden City.

Boone told the woman she was eligible for a $10,000 student loan -- which she would not have to pay back -- but to get the loan she would have to give him her bank card and pin number, police said.

The woman complied, and a few days later her bank said a fraudulent deposit and withdrawal were made on her account in excess of $900, police said.

On Sept. 28, Boone phoned the woman and told her his representatives would be visiting her home for more money.

"He texted her: 'I'm coming now and I want money,' " Cole said. The victim, fearing for her safety, contacted police and Boone was arrested by Second Precinct officers when he arrived, police said.

Boone was arraigned Tuesday at First District Court in Hempstead and is being held on $50,000 bond, $25,000 cash. He is next due in court in Mineola Thursday.

With Patricia Kitchen