North Bergen police say the women were seeking revenge becausethe 19-year-old had sued one of the women's insurance company aftera car accident.
Lt. Frank Cannella says the victim suffered serious frostbite onboth feet and may need surgery.
Twenty-two-year-old Maria Contreras-Luciano of Dumont,20-year-old Amber Crespo and 21-year-old Dyanne Velasquez, both ofNorth Bergen, face kidnapping, assault and conspiracy charges.
They each posted $200,000 bail.
A motorist let the teen use a cell phone, but refused to giveher a ride. Another motorist took her to a hospital and shereported the incident four days later.