Check-cashing companies are fighting a law that would force them to close or move from business districts in the Town of Hempstead to industrial areas ["Check-cashing site law goes to top court," News, Jan. 7]. The rationale was to "encourage young and low-income individuals to open savings and checking accounts" instead of using non-banking establishments. Further, these stores "tend to keep a neighborhood down."

I live in the Brooklyn Heights neighborhood of Brooklyn, which includes a business district and a residential district. The residential area is relatively affluent, yet I am aware of two check-cashing stores in the nearby business area. No one can say that the check-cashing businesses are keeping this neighborhood down.

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Efforts should be made to educate people about the cost of using check-cashing stores, rather than to try, by legislation, to force these stores to close.

Martin Feuerman, Brooklyn Heights