The five things you need to know about the NFL right now:
1. In what is being portrayed as a prelude to a possible lockout next season, the NFL announced today that it will offer refunds to preseason or regular season games in 2011. The refunds would apply to general admissions seats. It would be up to individual clubs to refund money for club seats, suites and payments for personal seat licenses.
2. Derek Anderson will remain the Cardinals starting quarterback despite his recent struggles and a post-game outburst after last night's loss to the 49ers in which he walked out of a news conference after being asked why he was seen laughing on the sidelines in the fourth quarter.
3. Broncos owner Pat Bowlen is sending conflicting signals about Josh McDaniels' future as the team's head coach. In an interview with AOLfanhouse.com, Bowlen said McDaniels would be back next season. But a subsequent statement issued by the team indicated no decision had been made about 2011. (The feeling here is McDaniels is gone, unless he somehow turns things around and makes the playoffs this year.)
4. The 6-5 Colts might be getting some reinforcements this week, as team president Bill Polian indicated that running back Joseph Addai and linebackers Clint Session and Gary Brackett appear close to returning to the lineup.
5. Steelers quarterback Ben Roethlisberger said he aggravated a right foot injury and will wear a protective boot this week. His availability is uncertain for practice, but he's expected to be available for Sunday's critical showdown against the Ravens.