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Ask the Expert: Delaying Social Security

If your spouse postpones his Social Security application,

Photo credit: iStock | If your spouse postpones his Social Security application, his benefit will keep growing until he turns 70, even if he’s not working. But make sure he signs up for Medicare at 65!

Lynn Brenner

Lynn Brenner Lynn Brenner

Brenner answers questions about all aspects of family finance.

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I'm 57 and will work until my full retirement age. My husband, who'll be 62 in May, is eligible to retire from his job with a pension that includes medical benefits. Longevity runs in his family; both his parents are 90 years old, healthy and active. Can he delay his Social Security benefit even though he'll be receiving a pension?

 

Certainly. If he postpones his Social Security application,...

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