A survey by OnlineGambling.com found women would be more likely...

A survey by OnlineGambling.com found women would be more likely to buy a home if they came into a cash windfall. Credit: Getty Images / Manu Vega

To find out, OnlineGambling.com surveyed Americans to see what they would spend a hypothetical $1 million in winnings on.

Overall, the top five answers, in order, were buy a house, invest the money, pay off debt, travel the world and start a business. The top five answers might not be that surprising, but what is surprising is how the answers varied among women and men as well as across the generations.

According to the results, Gen Z, the youngest generation (ages 18-26) for the survey, said they would invest money first (26%) and buy a house second (23%). Millennials (ages 27-42), meanwhile, said their top priority was to buy a house (29%) followed by investing their winnings (15%).

GenZ was also interested — to a lesser extent — in putting money into a retirement fund, giving money to family and friends and paying off debts. Millennials, however, were also interested in buying a luxury vehicle, making a charitable donation and getting plastic surgery.

According to the survey, men were more likely to use their $1 million for investing (22%), buying a home (21%), paying off debt (10%) and starting a business (9%).

Women, however, were more likely to buy a home (29%), pay off debt (16%), travel the world (11%) and invest their winnings (9%).

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