Knowing when to say no to credit and staying well...

Knowing when to say no to credit and staying well within the credit limit is an important money managing skill, experts say. Credit: iStock

Credit is a gift, not a given. Mistakes can be costly; here's how to avoid missteps.

Get the latest news and more great videos at NewsdayTV Credit: Newsday

Newsday investigation: Sex buyers go free ... Saving oysters in Great South Bay ... America 250: Nathan Hale ... Get the latest news and more great videos at NewsdayTV

Get the latest news and more great videos at NewsdayTV Credit: Newsday

Newsday investigation: Sex buyers go free ... Saving oysters in Great South Bay ... America 250: Nathan Hale ... Get the latest news and more great videos at NewsdayTV

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