A recent Bankrate.com survey shows that 76 percent of Americans...

A recent Bankrate.com survey shows that 76 percent of Americans don't have six months' worth of emergency savings. Experts say that a rainy day fund is essential for surviving in this economy. This rain, however, is in the Rain Room, part of Museum of Modern Art exhibit this past summer. (May 10, 2013) Credit: EPA

A recent Bankrate.com survey found that 76 percent of Americans don't have six months' worth of emergency savings. Despite the recession's lesson that things can go wildly wrong, people aren't socking away cash for a rainy day.

There are no real excuses. Think small until you can think big. Here's how to get going:

Ex-baseball player suing college, alleges assault ... Cost of coffee on the rise ... Out East: Westhampton Beach Brew & Grille Credit: Newsday

Gold bar scam in Suffolk ... Ex-baseball player suing college, alleges assault ... Latest in Valva settlement ... America 250: William Floyd

Ex-baseball player suing college, alleges assault ... Cost of coffee on the rise ... Out East: Westhampton Beach Brew & Grille Credit: Newsday

Gold bar scam in Suffolk ... Ex-baseball player suing college, alleges assault ... Latest in Valva settlement ... America 250: William Floyd

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