A recent Bankrate.com survey shows that 76 percent of Americans...

A recent Bankrate.com survey shows that 76 percent of Americans don't have six months' worth of emergency savings. Experts say that a rainy day fund is essential for surviving in this economy. This rain, however, is in the Rain Room, part of Museum of Modern Art exhibit this past summer. (May 10, 2013) Credit: EPA

A recent Bankrate.com survey found that 76 percent of Americans don't have six months' worth of emergency savings. Despite the recession's lesson that things can go wildly wrong, people aren't socking away cash for a rainy day.

There are no real excuses. Think small until you can think big. Here's how to get going:

NewsdayTV's Doug Geed is heading 'Out East' to showcase the ultimate local spots you need to explore. Credit: Randee Daddona, Michael A. Rupolo Sr.

Out East Show: Visit The Shamrock evergreen maze, Sannino Vineyard, Seven Ponds Orchard and the Warrior Ranch Foundation NewsdayTV's Doug Geed is heading 'Out East' to showcase the ultimate local spots you need to explore.

NewsdayTV's Doug Geed is heading 'Out East' to showcase the ultimate local spots you need to explore. Credit: Randee Daddona, Michael A. Rupolo Sr.

Out East Show: Visit The Shamrock evergreen maze, Sannino Vineyard, Seven Ponds Orchard and the Warrior Ranch Foundation NewsdayTV's Doug Geed is heading 'Out East' to showcase the ultimate local spots you need to explore.

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