A recent Bankrate.com survey shows that 76 percent of Americans...

A recent Bankrate.com survey shows that 76 percent of Americans don't have six months' worth of emergency savings. Experts say that a rainy day fund is essential for surviving in this economy. This rain, however, is in the Rain Room, part of Museum of Modern Art exhibit this past summer. (May 10, 2013) Credit: EPA

A recent Bankrate.com survey found that 76 percent of Americans don't have six months' worth of emergency savings. Despite the recession's lesson that things can go wildly wrong, people aren't socking away cash for a rainy day.

There are no real excuses. Think small until you can think big. Here's how to get going:

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Out East: Westhampton Beach Brew & Grille ... Billions for planned new hospital ... America 250: William Floyd ... Get the latest news and more great videos at NewsdayTV

Get the latest news and more great videos at NewsdayTV Credit: Newsday

Out East: Westhampton Beach Brew & Grille ... Billions for planned new hospital ... America 250: William Floyd ... Get the latest news and more great videos at NewsdayTV

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