Cabinetry and carpentry are two sources of moonlight jobs, especially...

Cabinetry and carpentry are two sources of moonlight jobs, especially for those who are handy. Credit: iStock

With the economy showing signs of life and a little easing in the job market, taking a second job to pay down debt or to shore up depleted savings seems like a good idea. Maybe, maybe not.

Before you moonlight, here's what you need to know:

Is it worth it? What's your financial goal? Will the job net you what you need?

Are you really ready? Your wallet may say yes to more money, but how will you manage the work-life balance? Can you make the sacrifice, physically and emotionally?

Moonlighting is only good if it fits in with the big picture.

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