5 ways to stretch your SNAP benefits during hard times

The Supplemental Nutrition Assistance Program allows families and individuals in need to supplement their grocery budget with funds received via electronic benefits transfer. 

Early in the pandemic, the U.S. Department of Agriculture provided extra emergency allotments for SNAP recipients. However, some states including New York have already phased out those additional payments. In addition, for people receiving both SNAP and Social Security, January’s cost-of-living increase in Social Security payments may have reduced their food benefits by raising their income. 

Between sticker shock at the grocery store due to rising prices and those recent changes to SNAP benefits, it’s important for households who rely on SNAP to get the most out of their budget. 

Here are some ways to make the most of your food budget.

Buy staple foods in bulk

Stocking up on basic food staples can help you maximize your monthly SNAP food benefits. In addition, many pantry essentials can serve as a base for cost-effective and satiating meals.

“Staple foods like rice, beans and pasta can be affordable and filling, making them a good way to make the most of your SNAP benefits,” certified financial planner Gabriel Lalonde said by email. “Look for deals on these items and consider buying in bulk to save even more money.”

Shop at farmers markets

You may be able to double the value of your SNAP food benefits by shopping at your local farmers market through a program called Double Up Food Bucks. Some are open seasonally — look them up at doubleupnys.com/find-a-location/. Double Up Food Bucks lets SNAP recipients purchase more fresh fruit and vegetables by matching the value of their benefits at participating markets and grocery stores.

You may also find that your money goes further at other nearby farmers markets.

“Buying in-season produce can also be more affordable and nutritious than buying out-of-season produce that may have been shipped long distances,” Lalonde said.

Use coupons and discounts

Try cutting some of your grocery costs by taking advantage of coupons.

“Be on the lookout for coupons and discounts, which are often available at many grocery stores,” Andrew Lokenauth, founder of BeFluentinFinance.com, said by email. “Special deals or loyalty programs can reduce the cost of your groceries. You can even look for coupons online or in your local newspaper.”

The USDA’s MyPlate App offers a tool called Shop Simple that may also help you save.

Find out if you qualify for additional assistance programs

If you qualify for SNAP benefits, you may also be able to use additional assistance programs. For example, seniors who meet SNAP requirements can also participate in the Senior Farmers Market Nutrition Program, which allows seniors to receive discounts on local produce, honey and herbs.

Even if you aren’t a senior, if you are low-income, you may still qualify for local or federal additional programs that help with food and other essentials, so it’s worth it to do some research. The USDA offers 16 nutrition assistance programs.

McClamb also pointed out The Hunger Hotline, which links people with emergency food providers in their community, as well as government assistance programs and social services. Call 866-3-HUNGRY (866-348-6479).

Plan your meals

You can help your SNAP dollars stretch a little more by planning your meals, especially if you focus on including staple foods. 

Want meal inspiration using SNAP-eligible foods? The USDA has several recipes on its website that offer meal ideas, including seasonal ones. There’s also a cookbook called “Good and Cheap” by author Leanne Brown, featuring low-cost meals geared toward people receiving SNAP benefits. You can download the cookbook for free online, in either English or Spanish.