An Audi A3 is displayed as it makes its World...

An Audi A3 is displayed as it makes its World premiere at the Italian car maker's booth on March 6, 2012, during a press day ahead of the 82nd Geneva Car Show in Geneva. Credit: Getty Images

Most car buyers fixate on price without bothering to calculate other long-term ownership costs. But comparing what you'll likely pay for fuel, insurance and repairs over the time you own a vehicle makes you a much smarter shopper -- and could save you thousands of dollars.

We asked Vincentric, an automotive data firm, for a list of vehicles with the lowest five-year ownership costs. Comparing those autos with ones that did well in Kiplinger's annual rankings -- in which we reward performance, value and safety -- we found the best bang for the buck in four categories.

We think the Ford Focus S is a better choice. It has a higher sticker price ($17,295), but the total five-year cost, at $31,553, is close. Better yet, the Ford features a zippy 2.0-liter engine that puts out 160 horsepower and gets 26 mpg city and 36 highway.

If your tastes run toward European driving dynamics, consider the Volkswagen Passat S ($20,765). It's clean-cut inside and out and matches the Camry's safety awards. Five-year costs: $36,063.

If a German hatchback isn't your style, check out the Acura TSX ($30,695). Its four-cylinder engine is powerful but thrifty; it produces 201 horses and gets 22 mpg in the city and 31 on the highway. A moonroof is standard, as are heated leather seats. Five-year ownership costs total $45,575.

For tried-and-true value, our pick is the Honda Pilot LX ($29,280). Its resale values are high, and it offers generous passenger and cargo space. Five-year ownership costs total $44,396.

SUBSCRIBE

Unlimited Digital AccessOnly 25¢for 6 months

ACT NOWSALE ENDS SOON | CANCEL ANYTIME