Some furloughed federal workers who have trouble paying bills can...

Some furloughed federal workers who have trouble paying bills can send their creditors a letter from their agency pleading for patience. These workers in Cincinnati were facing the government shutdown earlier this month. More than 400,000 workers have been furloughed nationwide. (Oct. 1, 2013) Credit: AP

Furloughed federal workers who have trouble paying bills can send their creditors a letter from their agency pleading for patience.

Some agencies are offering employees a cover letter that explains to creditors the consequences of the government shutdown. One letter distributed to workers at the Department of Health and Human Services asks creditors to "remain patient and show compassion" for employees affected by furloughs.

The letter suggests bill collectors make "feasible arrangements" with employees to help them meet their financial obligations. It provides a phone number creditors can call to verify a customer's employment status with the government.

More than 400,000 federal workers have been furloughed for more than two weeks as lawmakers continue to bicker over a deal that would reopen the government.

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