For information and rates, go to the New York State Insurance Department’s website at http://ins.state.ny.us. Other informative sites include iii.org, insure.com or insweb.com. Have a copy of your declarations page handy to fax or e-mail. A new broker will need to take a look at your coverage to see if it’s adequate or needs updating. To learn about the seven most important things to know about your policy, click here.