<p>With the average 30-year fixed rate at 4.44 percent, how might be the time to refinance your mortgage. Don't know if you can, or where to start? Here's <a href="http://www.newsday.com/classifieds/real-estate/how-to-refinance-your-home-with-low-interest-rates-1.2200971">a primer</a>.</p>

With the average 30-year fixed rate at 4.44 percent, how might be the time to refinance your mortgage. Don't know if you can, or where to start? Here's a primer.

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What you need to know about refinancing today

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Long Island real estate news, recent home sales prices and advice for home buyers, sellers and renters. Plus, Long Island neighborhood profiles.