Tip: 20 affordable retirement options

What do you get when two organizations put out their "10 most affordable cities for retirement" lists? Try 20 different cities.

In the new list from AARP (aarp.us/vw2C44), Winchester, Va., with a median housing price of $151,500, tops the list because of its laid-back "bucolic bliss" and proximity to cultural and historic attractions. Rounding out AARP's Top 10: Portland, Maine; Gainesville, Ga.; Wenatchee, Wash.; Tulsa, Okla.; Cheyenne, Wyo.; Columbus, Ind.; Ithaca (the only city from New York on either list); Harrisburg, Pa.; and Midland, Texas.

In the list from Kiplinger's (bit.ly/t03Uu0), Birmingham, Ala., is No. 1 because of its low taxes, low living costs and temperate weather. The rest of the Kiplinger's list: Tucson, Ariz.; Winston-Salem, N.C.; Manchester, N.H.; New Orleans; Spokane, Wash.; Charleston, S.C.; Knoxville, Tenn.; Palm Bay, Fla.; and St. Louis.