Nonfinancial assets can be money in the bank. Save $200...

Nonfinancial assets can be money in the bank. Save $200 a month in do-it-yourself activities and that's $75,000 you won't need to have saved. Credit: Photos.com

I read the story about electronic savings bonds ["Ask the expert," Act 2, June 2]. Are they kidding? Sending people online to create an account and then set one up for the grandchildren? How ridiculous.

What about all the seniors who don't have access to a computer? What about the satisfaction a grandparent or a great-grandparent gets from putting the bond in a greeting card and handing it to a recipient?

What happened to the personal touch and the face-to-face satisfaction of a thank-you and a smile?

Paul Giordano, Westbury

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