It's time to start dreaming, and planning, for summer vacation,...

It's time to start dreaming, and planning, for summer vacation, like time on Sebago Lake in Maine. Credit: Cynthia Farr-Weinfeld

Summer vacation is just a few months away. Right now you have more ideas of places to go than money to get there. Relax, there's still time to stash some cash.

Spring clean: Go through the "treasure" in your home. What's sellable? Hold a yard sale, get rid of old electronics on sites like or, or recycle them at an ecoATM, store kiosks where you can get cash for mobile devices.

Gently used clothes, accessories and books are among the hot items at consignment shops. If you have a storage unit, clear it out and save about $100 a month.

Think austerity: "Stop spending so much money on food on a daily basis. Eat breakfast at home and make lunch," says Craig Siena, senior vice president at Sterne, Agee & Leach in Manhattan. Pocket the savings.

Drum up extra money: Tutor, walk dogs, house- or pet-sit, get a part-time retail job. "Working 12 hours a week at $10 an hour would net close to $500 a month," says Kevin Gallegos, a consumer finance expert with Freedom Financial Network in Phoenix.

"Become an Uber driver or list your place on Airbnb," says Bruce McClary, spokesman for the National Foundation for Credit Counseling in Washington, D.C.

Get creative with gift-giving: Just when you're trying to save, spring and summer are full of graduations, weddings, Mother's Day, Father's Day. "Offer your services instead of gifts," says Jon Lal, founder of

Ask for help: Take advantage of crowdfunding sites like to tap your circles -- friends, family, co-workers -- to raise money for a vacation.

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