Shop smart for the holidays to avoid a financial hangover...

Shop smart for the holidays to avoid a financial hangover in the new year, experts advise. Credit: iStock

The holidays are just around the corner. If you haven't saved all year, don't panic. There's time to strategize.

Here's how to avoid a financial holiday hangover.

And don't wait for Black Friday and Cyber Monday; the best deals may be right now.

Manhattan building unstable, evacuated ... Walmart, Sam's Club lower prices on summer items ... Vets' benefits could be cut Credit: Newsday

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Manhattan building unstable, evacuated ... Walmart, Sam's Club lower prices on summer items ... Vets' benefits could be cut Credit: Newsday

Jor'Dynn Duncan's mother to sue Suffolk ... Manhattan building unstable, evacuated ... Riverhead postpones Alive on 25 ... America 250: Neighbor vs. Neighbor

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