Shop smart for the holidays to avoid a financial hangover...

Shop smart for the holidays to avoid a financial hangover in the new year, experts advise. Credit: iStock

The holidays are just around the corner. If you haven't saved all year, don't panic. There's time to strategize.

Here's how to avoid a financial holiday hangover.

And don't wait for Black Friday and Cyber Monday; the best deals may be right now.

HS band marching to London ... Babylon backyard drowning ... Nassau police pay hike Credit: Newsday

Family claims coverup in parking lot death ... HS band marching to London ... Babylon backyard drowning ... Nassau police pay hike

HS band marching to London ... Babylon backyard drowning ... Nassau police pay hike Credit: Newsday

Family claims coverup in parking lot death ... HS band marching to London ... Babylon backyard drowning ... Nassau police pay hike

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