Shop smart for the holidays to avoid a financial hangover...

Shop smart for the holidays to avoid a financial hangover in the new year, experts advise. Credit: iStock

The holidays are just around the corner. If you haven't saved all year, don't panic. There's time to strategize.

Here's how to avoid a financial holiday hangover.

And don't wait for Black Friday and Cyber Monday; the best deals may be right now.

Firefighter burned in house fire ... LI school district had 'increased risk' of cyberattack ... America 250: Nathan Hale Credit: Newsday

Updated 3 minutes ago Riverhead businesses still recovering from storm ... Firefighter burned in house fire ... 1 injured in crash ... Newsday investigation: Sex buyers go free

Firefighter burned in house fire ... LI school district had 'increased risk' of cyberattack ... America 250: Nathan Hale Credit: Newsday

Updated 3 minutes ago Riverhead businesses still recovering from storm ... Firefighter burned in house fire ... 1 injured in crash ... Newsday investigation: Sex buyers go free

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