It feels like each of the past three years has ended with an exhale — and a “thank goodness it’s over.” It would be a shame to close out this dumpster fire of a year, without learning some important lessons.

That made the cost of borrowing soar, with credit card rates reaching record highs, auto loan rates jumping to the highest level in over a decade, and home equity lines of credit breaching 15-year highs.

Bankman-Fried now faces criminal and civil charges from the Department of Justice, the Securities and Exchange Commission, and the Commodity Futures Trading Commission. Bankman-Fried attracted some of the most influential Silicon Valley venture capital, but new and complicated technologies, delivered by a “wizard” can lure even seasoned investors.

Gregg Sarra sounds off on the Northport and Half Hollow Hills East matchup, plus Tess Ferguson has an update on the high school fantasy football standings and Jared Vailuzzi has the plays of the week. Credit: Newsday

Sarra Sounds Off, Season 3, Ep 3: Top football teams in action, fantasy update and plays of the week Gregg Sarra sounds off on the Northport and Half Hollow Hills East matchup, plus Tess Ferguson has an update on the high school fantasy football standings and Jared Vailuzzi has the plays of the week.

Gregg Sarra sounds off on the Northport and Half Hollow Hills East matchup, plus Tess Ferguson has an update on the high school fantasy football standings and Jared Vailuzzi has the plays of the week. Credit: Newsday

Sarra Sounds Off, Season 3, Ep 3: Top football teams in action, fantasy update and plays of the week Gregg Sarra sounds off on the Northport and Half Hollow Hills East matchup, plus Tess Ferguson has an update on the high school fantasy football standings and Jared Vailuzzi has the plays of the week.

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