Local experts in small business answer questions about applying for a Paycheck Protection Program loan for the first time, or trying for a second. Sign up for COVID-19 text alerts at newsday.com/text. Panelists include: Erica Chase-Gregory, Director of the Small Business Center at Farmingdale State College; John Mallano, SBA New York Deputy District Director; and Stacey I. Sikes, Executive Dean of Entrepreneurship and Business Development at Hofstra University ideaHUb.